General Terms

Users must be eligible under applicable law to enter into a binding agreement. Use of some features may require registration and verification.

Users must be at least 16 years old to use CashVera content and features intended for adults. Where higher age limits apply under local law, those limits supersede this requirement.

Services must be used lawfully. You must not use CashVera for unlawful activities, fraud, or to infringe the rights of others.

Access may be restricted in some jurisdictions. It is the user's responsibility to ensure that use of the site complies with local laws in Singapore and any other applicable jurisdiction.

Where account registration is required, you agree to provide accurate, complete and current information. You are responsible for maintaining the confidentiality of account credentials.

Keep account information up to date. Inaccurate or outdated information may affect the service provided and our ability to contact you.

You must take reasonable steps to protect account access, including choosing secure passwords. Notify us promptly of any suspected account compromise.

Accounts are personal and non-transferable unless expressly permitted by CashVera in writing.

If you believe your account has been compromised, contact support immediately at [email protected] and follow any additional incident guidance provided.

CashVera may suspend or restrict access to services for security reasons, suspected abuse, or violation of these terms. We will inform users of the reason where practicable.

CashVera provides informational resources, decision-support tools and educational material focused on values-based funds decisions. Content is intended for educational purposes and to support informed personal business choices.

We may modify or discontinue features, content or services at any time. Where changes materially affect paid services, we will provide advance notice to affected users.

We aim to maintain site availability, but service interruptions can occur due to maintenance, third-party outages or force majeure events. CashVera does not assume liability for interruptions beyond reasonable control.

When using CashVera services, users must follow the code of conduct below to ensure a safe and constructive environment.

• Do not post or transmit unlawful, abusive, harassing, defamatory or obscene content.
• Do not attempt to access other users' accounts or private information.
• Do not upload malicious software or otherwise compromise site security.
• Provide accurate information and do not impersonate others.
• Respect intellectual property rights and do not post copyrighted material without permission.
• Use the site in a way that does not overload or impair its operation.
• Comply with applicable local laws when using the services in Singapore or elsewhere.

Users may be able to post content, comments or other materials on the platform. Such content is subject to these terms.

You retain ownership of content you submit. By posting you represent that you have the necessary rights to grant the licenses described below.

By submitting content you grant CashVera a non-exclusive, worldwide, royalty-free license to use, reproduce and display the content for the purpose of providing and promoting the services.

You are responsible for content you submit. CashVera does not endorse user-submitted content and may remove content that violates these terms or is unlawful.

CashVera may remove or disable access to user content for violations of these terms or at its discretion to protect users and the service.

All site content, activity and materials provided by CashVera are protected by intellectual property law. Users may not reproduce, distribute or create derivative works without prior written permission.

• Do not copy or redistribute site text, graphics or design without authorization.
• Do not remove or alter any proprietary notices on site materials.
• Requests for commercial licensing should be directed to [email protected].

Certain features or content may be offered as paid services. Paid services are subject to the pricing, billing and refund terms described here and at point of sale.

Prices for paid services are shown on the site in local currency where applicable. Taxes and fees may apply and will be presented during checkout.

Payments are processed using third-party payment processors. By submitting payment information you agree to their terms in addition to ours.

Subscription services renew automatically unless cancelled prior to the next billing cycle. Users can manage or cancel subscriptions through their account settings.

Refund policies are described at point of purchase. Refunds may be offered in line with consumer law and the circumstances of the purchase.

To cancel a paid service, follow account management procedures on valcashh.pro or contact support. Cancellation terms vary by service.

Users are responsible for applicable taxes associated with paid services. CashVera will collect taxes where required by law.

CashVera may change prices for services. Existing subscribers will be notified in advance of any price increase affecting their subscription term.

Non-payment may result in suspension or termination of paid services and access until payment is resolved.

Content provided by CashVera is for informational and educational purposes and does not constitute professional business, legal or tax advice. Users should consult appropriate professionals for advice tailored to their circumstances.

To the extent permitted by law, CashVera and its affiliates are not liable for indirect, incidental, punitive or consequential damages arising from use of the services. Liability for direct damages is limited to amounts paid for the applicable service where allowed by law.

CashVera may integrate third-party services or content. Third-party tools are governed by their own terms and privacy policies. CashVera is not responsible for third-party actions or services.

CashVera may terminate or suspend access to the services for users who violate these terms or where required for legal or security reasons. Users may close their accounts at any time following the account closure process.

Upon termination, access to paid content or account data may be revoked. Some data may be retained as required by law or for legitimate business purposes.

Use of CashVera services is also governed by the CashVera Privacy Policy, which explains how we collect, use and protect personal data. The privacy policy is available on valcashh.pro/privacy.

By using our services you may receive administrative or service-related communications. Marketing communications require consent unless otherwise permitted by law.

We may update these terms periodically. When changes are material, we will provide notice through the site or direct communication. Continued use after changes indicates acceptance.

These terms are governed by the laws of Singapore, to the extent permitted by applicable law. Users agree to comply with local legal requirements when accessing services from other jurisdictions.

Disputes arising from these terms should first be raised with CashVera support for informal resolution. If unresolved, disputes may be subject to the courts of Singapore, subject to mandatory jurisdictional rules.